Independent · Canada-based · 24+ insurers

One application, shopped across the market.

Nova is contracted with 24+ Canadian insurers. That reach is what lets a plan fit your life instead of one company’s price list.

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Two insurers can price the same coverage very differently

Each insurer judges health, work and risk with its own rulebook, and those rulebooks often disagree. The only way to find the gaps is to hold enough contracts to look.

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The full shelf, explained plainly

Search or filter, then open a product to see what it is, who it suits, how it works and what to watch out for.

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Watch out for

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Placeholder. Product availability, carrier contracts and product names vary by province and change over time. Typical amounts and terms shown are general ranges, not quotes. Requires compliance review before publishing.

You apply once. We do the shopping.

Start your applicationOffers side by side, typically in 24–48h
Nova Life & Wealth is an independent, Canada-based brokerage. Insurers pay the brokerage when a policy is placed. © 2026